Privacy Policy

Last Updated: January 2026

Home Risk Report ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website at homeriskreport.com (the "Site").

1. Information We Collect

Information You Provide

We may collect information you voluntarily provide, such as:

• Search queries (addresses you look up)
• Contact form submissions (name, email, message)

Automatically Collected Information

When you visit our site, we automatically collect:

• Usage Data: Pages visited, time spent, click patterns
• Device Information: Browser type, operating system, screen resolution
• Log Data: IP address, access times, referring URLs

What We Do NOT Collect

Home Risk Report does not:

• Require user registration or accounts
• Collect Social Security numbers, financial information, or government IDs
• Store personal information about property residents
• Sell personal information to third parties

2. Public Records Data

The property and neighborhood information displayed on Home Risk Report is compiled from publicly available sources, including:

• County tax assessor records
• U.S. Census Bureau data
• EPA environmental databases
• FEMA flood and risk data
• Department of Education school records
• FCC broadband availability data
• State business registrations (anonymized)

This information is already publicly available. We aggregate and present it in a user-friendly format to help homebuyers make informed decisions. We do not display personal information about individuals such as names, contact details, or personal histories.

Data Accuracy Disclaimer

While we strive for accuracy, public records data may contain errors, be outdated, or be incomplete. Home Risk Report provides this information "as is" for informational purposes only. We make no warranties regarding the accuracy, completeness, or reliability of any data displayed. Users should independently verify all information before making real estate or financial decisions.

3. How We Use Information

We use collected information to:

• Provide and improve our property intelligence services
• Respond to your inquiries and support requests
• Analyze usage patterns to enhance user experience
• Monitor and prevent fraudulent or unauthorized activity
• Comply with legal obligations

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences
• Understand how you use our site
• Improve site performance

You can control cookies through your browser settings. Disabling cookies may affect some site functionality.

Analytics

We may use third-party analytics services (such as Google Analytics) to understand site usage. These services collect anonymized data about your visit. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Advertising

We may display advertisements from third-party ad networks, including Google AdSense. These networks may use cookies and similar technologies to serve ads based on your prior visits to our site or other websites. You can opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.

5. Information Sharing

We do not sell your personal information. We may share information with:

• Service Providers: Companies that help us operate our website (hosting, analytics)
• Legal Requirements: When required by law, court order, or government request
• Business Transfers: In connection with a merger, acquisition, or sale of assets

6. Data Security

We implement reasonable security measures to protect information from unauthorized access, alteration, or destruction. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Links

Our site may contain links to third-party websites (such as Zillow, Google Maps, or government databases). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

8. Children's Privacy

Home Risk Report is not intended for children under 13. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

9. Your Rights

All Users

You may:

• Request information about data we have collected
• Request deletion of any personal data
• Opt out of marketing communications

California Residents (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising privacy rights

Other State Rights

Residents of Colorado, Connecticut, Utah, Virginia, and other states with privacy laws may have similar rights. Contact us to exercise your rights under applicable state law.

International Users (GDPR)

Home Risk Report is operated in the United States and is intended for U.S. users researching U.S. properties. If you are accessing our site from the European Union, United Kingdom, or other regions with data protection laws:

• Your data may be transferred to and processed in the United States
• By using our site, you consent to this transfer
• You may have rights under GDPR including access, rectification, erasure, and data portability
• Contact us to exercise these rights

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of the site after changes constitutes acceptance of the updated policy.

11. Do Not Track

Some browsers have a "Do Not Track" feature that signals websites not to track your online activity. Our site does not currently respond to Do Not Track signals. However, you can control cookies and tracking through your browser settings and the opt-out links provided above.

12. Limitation of Liability

To the fullest extent permitted by law, Home Risk Report shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or reliance on any information provided. Our total liability shall not exceed one hundred dollars ($100). Some jurisdictions do not allow limitations of liability, so these limitations may not apply to you.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

This Privacy Policy is provided for informational purposes and does not constitute legal advice. Consult with a licensed attorney for legal guidance specific to your situation.