R
HomeRisk
Single Family Seller's Market

2912 PENDLETON LN

Marietta, GA 30064 · Cobb County

Family CentricStable Neighbors Established Families
Click or scroll to load map
Elementary (K-5)

Dowell Elementary School

Size N/A? ratio
🚗3 min0.6 mi
41
Quality Score
Average
→Stable
Math
Reading
Middle (6-8)

Lovinggood Middle School

Size N/A? ratio
🚗6 min1.8 mi
86
Quality Score
Above Average
→Stable
Math
Reading
High School (9-12)

Hillgrove High School

Size N/A? ratio
🚗7 min1.9 mi
92
Quality Score
Above Average
→Stable
Test data not available
73

Area School Quality

↑ Above ZIP ↑ Above County
Your Schools73/100
ZIP Average57
County Average49
State Average50
💎
Value data unavailable

Fiscal Audit

Cobb County · Parcel

Asset Mix Balanced
$0 $0
Class
Unknown
Jurisdiction
Unknown
Tax Status
City + County millage

Limited historical data available for this parcel.

Cobb County Tax Assessor ·

Environmental Risks

External hazards & risk factors for 2912 PENDLETON LN

🌪️

Natural Hazard Risk

Tract-Level · FEMA National Risk Index
F Grade
High Hazard Zone
Higher risk than 81% of Georgia
Higher risk than 81% of Georgia
91% higher in Cobb County
🌊
Flood
High
🌪️
Tornado
High
🌀
Hurricane
Moderate
🌍
Earthquake
Moderate
🔥
Wildfire
Moderate
❄️
Winter Storm
Moderate
6 active threats
⚠️
Insurance Review Needed

Higher exposure than 81% of Georgia. Confirm adequate coverage for flood and tornado.

→ Review flood zone & wind coverage before closing
Source: FEMA National Risk Index · Graded on Georgia curve

Acoustic Audit

Tract-Level Noise Exposure Analysis
AGrade
Background Hum
<30dB
Baseline
Peak Interruptions
70dB
Occasional
Active Level
40dB
Quiet
Sleep Recovery
B+Light Sleeper Risk
Based on nighttime ambient floor
Work-From-Home
Good
Well-suited for remote work
County Ranking Top 60%
QuietestQuieter than 40% of countyNoisiest
Sound Exposure DistributionAcoustic Profile
Library FloorActive ZoneDisruption Zone20%15%10%5%0%40-5050-6060-7070-8080+Decibel Level (dB)65dB
Peaceful
96.0%
Under 50dB
Active
4.0%
50-70dB
Intrusive
0.0%
Over 70dB

Minimal transportation noise exposure. Library-quiet conditions. Ideal for remote work and light sleepers.

Source: DOT/FAA Combined Aviation/Road/Rail ModelTract: 13067030270

Sleep Quality & Recovery Audit

Analyzing light pollution and electrical noise for optimal rest · Block-Level
A Grade
Excellent Sleep Zone

Melatonin production uninhibited

7.2
Light Level
Light intensity scale:
0-12 = Dark (like rural moonlight)
12-30 = Suburban residential
30+ = Urban/streetlight brightness
Dark (Ideal)
Residential
Urban Glow
This Home (7.2)
Avg (26.4)
0 12 30 80+
  • Status: Deep Sleep Haven Confirmed
  • Darkness Level: 73% darker than Cobb County avg
  • Sleep Impact: Intensity is well below threshold for disruption
  • Verdict: Excellent environment for natural melatonin production
  • Electronic Noise: Minimal interference from power lines and towers
View Electronic Noise Details (Power Lines & Towers)
230kV
Nearest Line
10,347ft
0
Substations
within 1mi
0
Cell Towers
within 1mi
Electronic Noise Level Background

No significant EMF sources nearby. Estimated field intensity <1.0 mG (background level).

230kV AC; OVERHEAD
10,347ft (1.96mi)
Deep Sleep Quiet Zone

Minimal electronic interference for uninterrupted deep sleep. Ideal for light sleepers, athletes recovering, and those sensitive to electrical noise.

Sleep Environment Win
No mitigation needed
~$1,200
Saved vs Bright Areas
Source: NASA VIIRS (2025), HIFLD Transmission & FCC ASR Database · Census Block · Cobb, GA

Substrata & Foundation Integrity

Property-Level Geological Analysis · USGS Karst Data
A Grade
Excellent
Stable
Bedrock
Hard Rock (Stable)
Sinkhole Zone
19 mi away 🛡️
Stable Variable Susceptible
Standard Inspection

Standard foundation inspection is sufficient. No special soil testing required.

📊 Top 10% most stable ground in GA

Karst terrain exists in this region but is distant. Foundation risk from underground voids is minimal.

Piedmont Red Clay Belt · Differential Settlement · $3,000-$15,000 for foundation stabilization if needed View Guide ›

Active Piedmont clay expands and contracts with moisture like a sponge. This creates "differential settlement" where one part of the foundation moves while another stays fixed.

  • Check gutter extensions (should discharge 6+ feet from foundation)
  • Inspect basement/crawlspace for humidity and wall bowing
  • Look for diagonal cracks above doors/windows (settlement signature)
  • Verify foundation drainage and grading slopes away from house
🏆 Structural Win: This property sits on stable ground that outperforms the regional baseline. Standard due diligence only.
Source: USGS Karst & Potential Subsidence Areas of the United States

Flood & Drainage Analysis

Block Group-Level · EPA Smart Location Database
A Grade
High Absorption
Natural Drainage
Commercial Intensity
1.3 /acre
People + Jobs
1.2
Homes/Acre
Home Density
0%
Permeable
Ground Absorption
Rural Suburban Urban Dense Urban
0 20 50 100+
🌳

Low development density. Natural drainage patterns preserved. Lower runoff risk.

More green space + fewer paved surfaces = better drainage
Data: EPA Smart Location Database v3.0 · Block Group Level
☣️

Land Contamination

Property-Level EPA Site Analysis
A Grade
Clear
3 sites within proximity
☢️ Superfund/CERCLIS 0 within 5 mi
None within 5 miles
☣️ TRI Facilities 0 within 5 km
No EPA TRI facilities within 5km
☢️ Nuclear Plants 0 within 50 mi
None within 50 miles
🏚️ Brownfields 0 within 10 mi
None within 10 miles
🏆 Structural Win: No significant contamination concerns in the area. Standard due diligence sufficient.
Source: EPA Superfund/CERCLIS, ACRES, MSHA, EPA TRI
🌊

Flood & Infrastructure

Hydrologic Risk Analysis HYDRO-CORRECT
A Grade
🛡️
Naturally Protected

0% of 25 nearby dams pose zero flood risk

Nearby Dams

25 Merge via Side
3.3 miles away • Merges via Side Creek
203
acre-ft
Not Rated Condition ⚠️ In Flood Zone
3.3 MILES
-- EST
203 ACRE-FT
Volume: 203 acre-ft (0+ pools)
Owner: Private
River: Mudd Creek
No inspection data
Why This Matters

Water from this dam flows down a side creek that eventually joins with the creek near this property. The distance (3.3 mi) and the junction point help slow and spread any flood water.

+ 2 more nearby dams
3.3 mi Merges via Side Creek
203 acre-ft
Not Rated Condition
3.3 MILES
-- EST
203 ACRE-FT
Volume: 203 acre-ft (0+ pools)
Owner: Private
River: Mudd Creek
Why This Matters

Water from this dam flows down a side creek that eventually joins with the creek near this property. The distance (3.3 mi) and the junction point help slow and spread any flood water.

3.7 mi Merges via Side Creek
181 acre-ft
Not Rated Condition
3.7 MILES
-- EST
181 ACRE-FT
Volume: 181 acre-ft (91 Olympic pools)
Owner: Private
River: LITTLE POWDER SPRINGS CREEK
Why This Matters

Water from this dam flows down a side creek that eventually joins with the creek near this property. The distance (3.7 mi) and the junction point help slow and spread any flood water.

Nearby Bridges

45 Good 5 Fair
View 10 bridges within 5 miles
🌊
Friendship Ch Road Bridge (Mud Creek)
Good 0.4 mi
🌊
Sr 360 Bridge (Mud Creek)
Good 0.8 mi
🌊
Barrett Parkway Bridge (Noses/ward Creeks)
Good 0.8 mi
View 7 more bridges...
🌊
Sr 360 Bridge (Noses Creek)
Good 0.9 mi
🌊
Barrett Parkway Bridge (Noses Creek)
Good 1.1 mi
🌊
Villa Rica Road Bridge (Mud Creek)
Good 1.1 mi
🌊
Irwin Road Bridge (Noses Creek)
Good 1.2 mi
🌊
Irwin Road Bridge (Barrett Parkway)
Good 1.2 mi
🌊
Barrett Parkway Bridge (Noses Creek)
Fair 1.3 mi
🌊
John Ward Road Bridge (Ward Creek)
Fair 1.4 mi
📊
About This Hydro-Analysis

This report cross-references 92,000+ dams from the National Dam Inventory with 33 million USGS flowline segments to determine actual watershed connectivity. Unlike proximity-based models, we account for topography, drainage basins, and flow direction.

View data sources & methodology

Data: USGS NHDPlus HR (2024), US Army Corps National Dam Inventory, USGS 3DEP Elevation (10m), FHWA Bridge Inventory

Method: HydroSeq tree traversal for flow connectivity • Volume-distance attenuation modeling • Topographic shielding via DEM comparison

🔥

Wildfire Risk

County-Level USDA Fire Analysis · Cobb County
A Grade
Very Low
~1 in 500-1000 yrs
Lower risk than 53% of US counties
Burn Probability Lower than 52% of counties
Overall Risk Safer than 47% of US counties
🏆 Structural Win: Low wildfire exposure. Standard homeowner's insurance should provide adequate coverage.
Source: USDA Wildfire Risk to Communities
🌬️

Air Quality

County-Level EPA AQI Summary
A Grade
Excellent
Median AQI: 43
Lower air quality than 55% of US metro areas
215
Good
105
Moderate
3
Unhealthy
Air quality is typical for US metro areas — moderate pollution levels.
Main pollutant Ozone
EPA monitors 57 nearby
6 monitors nearbyComprehensive monitoringMonitor 1.4mi away
🏆 Structural Win: Excellent air quality. This is a health and lifestyle advantage for the property.
Source: EPA Air Quality System
💧

Water Quality

Drinking Water + Surface Water
B Good
18.9 ppt
Total PFAS Load
🔍 Detected
No compound exceeds EPA limits
Industrial Activity (5mi):
0 Violations 0 Sites
View 4 detected compounds ✓ Latest EPA Cycle
PFBA
6.5
PFHxA
4.4
PFBS
4.2
PFPeA
3.8
COBB COUNTY GA0670003 Tested 2024-05-06
💧
Activated Carbon Recommended GAC
GAC filters reduce PFAS levels by 60-80%.
Post-filter: 3.8–7.6 ppt
EPA MCL: 4 ppt per compound UCMR 5 (2023-25)

Is the water safe to drink at 2912 PENDLETON LN?

Is COBB COUNTY water safe? PFAS test results for COBB COUNTY
🌤️

Regional Weather Profile

50-Mile Historical NOAA Data · Since 1950
C Grade
High
Higher storm activity than 74% of Georgia locations
🌀 0
Hurricanes
~0/yr
🌪️ 336
Tornadoes
~4.5/yr in 50mi
26 EF3+
🌍 0
Quakes (50mi)
About average for Georgia — similar storm history to most areas in the state.
📋 Cobb County FEMA Declarations (17)
Tropical Storm HURRICANE HELENE
2024-09-26
Biological COVID-19 PANDEMIC
2020-03-29
Biological COVID-19
2020-03-13
View 14 more
Hurricane HURRICANE IRMA
2017-09-15
Hurricane HURRICANE IRMA
2017-09-08
Severe Ice Storm SEVERE WINTER STORM
2014-02-11
Severe Storm SEVERE STORMS AND FLOODING
2009-09-24
Hurricane HURRICANE KATRINA EVACUATION
2005-09-05
Hurricane HURRICANE IVAN
2004-09-18
Severe Storm SEVERE WINTER STORM
2000-01-28
Severe Storm SEVERE STORMS AND FLOODING
1998-03-11
Hurricane HURRICANE OPAL
1995-10-10
Snowstorm SEVERE SNOWFALL, WINTER STORM
1993-03-15
Tornado TORNADOES, HIGH WINDS & HEAVY RAINS
1993-03-04
Tornado HIGH WINDS, HEAVY RAINS & TORNADOES
1992-12-01
Severe Storm SEVERE STORMS, TORNAODES & FLOODING
1990-02-23
Drought DROUGHT
1977-07-20
📋 Baseline Risk: Weather patterns are typical for this region. Verify coverage includes wind and hail damage.
Source: NOAA IBTrACS & SPC • USGS • FEMA
☢️

Radon Risk

Cobb County · EPA Zone 1
D Grade
High
EPA Zone 1 Classification
High radon potential (predicted avg >4 pCi/L). EPA recommends testing all homes.
Outlier: 1 of only 3% of Georgia counties at this level
Highly Mitigatable ($1,200–$2,000)

Radon mitigation systems are 99% effective. Most installed in under a day.

1
EPA Zone
>4
pCi/L Range
🔍 Diagnostic Trigger: Radon levels are statistically elevated in Cobb County. Recommend a $150 48-hour continuous monitor test as a condition of closing.
Source: EPA Map of Radon Zones
B-
Environmental Resilience:Below Average
Structural flag: natural hazard requires verification.
77/100
-10 PENALTY
Structural:Natural HazardSubstrataFloodWildfire
|
Sanctuary:InfrastructureAir QualityAcousticNocturnalContamination
|
Climate:RadonWaterWeather
Weight: 50% • 30% • 20%
Market Narrative Report

Marietta / 2912 PENDLETON LN

Asset Context · GA

C
Developing
Emerging Institutional

Two of three High-HHI pillars present. Missing: Elite Wellness. Strong fundamentals with clear path to Institutional Fortress status.

Institutional
DEVELOPING
3 banks · 1.9 mi
Chase 2.0
Bank of America 1.9
PNC 2.6
⚡ Infrastructure Front-Running
Task Friction Index
D +
High Friction
Provisioning: 20 min round-trip
0% of provisions within 5-min Elite Burst
Delivery Tax: Est. $1,200 - $2,400/yr
RETAIL HUB Multi-stop efficiency
T1 < 15 min delivery
Signals
Capital Signals
Easy-Fill
High rental demand - Starbucks/Aldi divergence pattern
Logistics Signals
Utility Hub
Regional chore center - high density of essential services
Emerging Core
2/3 pillars (Whole Foods, Target, Starbucks)
Lifestyle Signals
Childcare+
3+ premium childcare brands - dual-income families
Opportunity Gaps
Childcare Gap
High-income area underserved by premium childcare
Wellness Gap
No Equinox/Life Time despite high-income demographics
Glossary
Errand Velocity — proximity to daily amenities
Institutional — bank density = trust signal
Maturation — brand tier progression
Burst Access — % brands within 3mi
Daily Routine
Provisions
Sprouts 9 min
Aldi 19 min
Stimulants
Starbucks 15 min (7)
High Choice Node: Competing grocers ensure supply resilience
Discretionary Vibe
Retail
Lululemon
Apple Store
Williams Sonoma
Fast Casual
Sweetgreen
CAVA 17 min
Chipotle 16 min
Credit-Backstop: 90% national-credit tenants on 10yr leases
Tech & Infrastructure
PRIME NODE
EV Infra
Tesla SC 9 min
EV Stations 18 min (3)
Big Box
Target 12 min
Costco 18 min
Logistics Priority: Tier 1 fulfillment for same-day delivery
Wellness & Restoration
HIGH CAPITAL
Premium
Equinox
Life Time
Studios
StretchLab 9 min
Club Pilates 9 min
Pure Barre 9 min
PREMIUM GAP High-wealth area underserved in wellness
Private Networks & Workplace
CAPITAL ANCHOR
Flex-Space
I Industrious
S Spaces 24 min
Private Networks
1 private network accessible. Elite social infrastructure signals stable HNW population density.
Gastronomic Index
ACCLAIM
Acclaim
Acclaim: None
James Beard
🏆 Spring 15 min
🏆 Marietta Proper 15 min
Regional culinary access. 2 James Beard nominees within driving distance
Early Years Infrastructure
CHILDCARE SURPLUS
Primrose
Marietta 10 min
Goddard
Marietta 14 min
Montessori
Marietta 13 min
Ages: 2.1 - 15 years (100 students)
Next-Gen Wealth Signal: 3 premium childcare brands within 10 min drive. High concentration of dual-income families.
Neighborhood Growth Stage Shows where this neighborhood is in its development cycle. "Developing" areas are growing, "Established" areas have mature retail and amenities.
Emerging Growth 2T1 · 5T2
🎯
Strategic Fit Health-conscious families and professionals who prioritize quality groceries and neighborhood character.
Remote
Limited connectivity infrastructure
Commuter
34m avg commute
Retiree
Requires vehicle for daily needs
Car-Free
Requires 2+ vehicles

Rental & Investment Potential

Marietta, GA

🟢YIELD ARBITRAGE
ADR$134
Occ63%
Listings364
Mkt Size$10.92M (+1.0%)
Penetration0.1%
City Benchmark
82
Rental Score
Projected Yield
$30k/yr
$2,500/mo($1,929-$3,416)
Saturation
0.1%
Demand Anchors
🏥Medical Anchor
💡Tech Corridor
Desirability
High
Your Rental Options if You Ever Need Them
Short-Term Rental
$3k
Airbnb/VRBO
Potential monthly income if you list on Airbnb or VRBO
Traditional Rent
$1k
Long-term
Minimum rent floor based on area market data
+77% STR premium over traditional rent
ProtectionProtected
🏘️Residential Character
Zoning OK
63% occupancy = two profitable exit paths if you relocate
Market MomentumAtlanta-Sandy Springs-Alpharetta Metro · 5-Year Trend
Area-Based Estimate
Stable
Home Value Trend
2020
Now
$317k
+56.3%
(+34.3% real)
$495k
vs Metro: +5.6%· Outperforming
Value
Valuation Floor
Premium Homes ($500k+)
This ZIP
27%
Metro
19.3%
GA
14.6%
ZIP Median: $495k
Comps: 15,283 homes · High liquidity
Source: Airbnb market data & U.S. Census · Zillow ZHVI · Census ACSPeak: July

Community Influence & Politics

Who lives here and who they work for • ZIP 30064
Politically Uniform
Political DNA (2024)
68% Republican 🔴
Donor Rate
5.3% High
Partisan Shift
+10% GOP
👔

Power Neighbor Profile

Professional Density vs. Baseline
Legal/Exec Elite
58% $254k
1060% above state avg
Healthcare Elite
11% $49k
Entrepreneur
7% $32k
Academics/Education
5% $23k
Sales/Marketing
5% $21k
Influence Class: Elite Stakeholder Zone
🏢

Institutional Anchors

Major Employer Presence in ZIP
J
Jack Cooper Holdings Corp
$68k
C
Cw Matthews Contracting Co Inc
$62k
B
Barnes Law Group
$18k
C
Carl Black Automotive
$12k
T
The Ellison Consulting Group, Llc
$11k
Corporate Alignment: Diversified Employment Base

No single employer dominates. Higher resilience to corporate relocations and layoffs.

📊

Political Capital by Cycle

Election Year Breakdown
2020
42% / 58% ($871k)
2022 (Midterm)
37% / 63% ($47k)
2024
32% / 68% ($31k)
Shifting Republican +10% GOP since 2020
Political Diversity: Politically Uniform

This neighborhood is politically one-sided with minimal internal political friction.

Summary Politically Uniform Diversified Employment Base

This is a strongly Republican elite stakeholder zone (-10% since 2020). The Legal/Exec Elite presence suggests strong professional influence and property value protection. Primarily national-focused political activity.

Influence: $1.13M from 2,728 donors
Per Capita: $22 (High engagement)
Data: 2020-2024 FEC + State Data
🏢

Regional Economic Context

Commercial density in ZIP 30064

🏡

Pure Residential Zone

No commercial entities detected within 1,500ft of this address. This is a quiet residential enclave.

Top-tier Privacy: No commercial noise within 1,500ft
Low Traffic: Minimal business-related street parking
Residential Character: Quiet neighborhood atmosphere
Nearest economic activity is anchored by the ZIP 30064 hub:
1,859
Businesses
Regional anchor
9,516
Jobs Anchored
Regional employment
N/A
Business Mix
No Data economy
0%
Main Street Score
Unknown
Measures the ratio of Independent "Mom & Pop" businesses vs Corporate LLCs. High scores indicate a unique local economy.

Business data sourced from public Secretary of State and SBA registries • Marietta

Operational Infrastructure

Digital Connectivity, Utility Burden & Emergency Safety Nets
ConnectivityA
378
Mbps Down
189
Mbps Up
11
ms Latency
Fiber Internet ↓ 378 / ↑ 189 Mbps✓ Verified
Cell CoverageExcellent
Wired ISPs1 (Fiber)
Speed ClassificationHigh Speed
025 Mbps100 Mbps250 Mbps500+
152% faster than the Marietta average
✓ Gigabit Ready
Verified by 184 local speed tests
Monthly Bills
$1170
Est. Monthly Costs
⚡ Utilities$253
🏠 Home Ins.$169
🚗 Transport Why? Includes car payments, insurance, fuel & maintenance for a two-car household with avg 34-min commute in this ZIP. $748
⚡ EV Switch How? Estimated fuel savings from switching to EV based on tract-level car dependency and avg commute patterns. Source: EPA Smart Location Database. -$76/mo potential
Hidden Costs
📦 Delivery Tax Why? This is a car-dependent "Low" grid. Expect extra fees for DoorDash, Amazon, and grocery delivery due to distance from distribution hubs. +$129/mo
⛽ Fuel Sensitivity Impact? A $1 jump in gas prices costs this household ~$75/mo extra due to the 34-minute commute in a car-dependent area. Very High(+25%)
🛒 Errand Tax What? The local street layout adds 2 minutes to every simple errand (grocery, pharmacy) compared to the county average. +2 min/errand
LOW GRID Limited through-routes
↓ $47 utilities vs. US avg
Zone X✓Good Insurability
Healthcare
8 min
Time to Nearest ER
Nearest ERWellstar Kenneston...
Pharmacies20 within 5mi
SpecialistsTop 10%
🚒👮 First Responders 4.1 mi|4.1 mi
✓ Rapid ER Access
Mobility
9.0/10
Car Dependency Score
Commute34m avg
EV InfrastructureGood (4 Stations / 12 DC Fast)
WalkabilityLow (Suburban)
EV Charging Available
Home Readiness Checklist
What do these estimates include?
Monthly Bills Breakdown
  • Utilities ($): Median electric, gas, and water costs for this ZIP code from Census ACS 5-Year estimates. Reflects typical household usage patterns for the region.
  • Home Insurance ($): County-average annual homeowner's premium divided by 12 months. Source: NAIC state insurance filings.
  • Transport ($): Estimated monthly household vehicle costs including fuel, maintenance, and depreciation. Calculated from county-level vehicle-miles-traveled (VMT) data × $0.30/mile + average insurance/registration. Does NOT include car payments.
  • Excludes: Mortgage/rent, property taxes, HOA fees, and other costs that vary by specific property.
Healthcare Access
  • ER Time: Estimated drive time to nearest emergency room based on road network distance to CMS-verified hospitals with 24/7 emergency departments.
  • Pharmacy Density: Count of licensed retail pharmacies within 5-mile radius. Source: DEA registrations and state pharmacy board data.
  • Car Dependency: Inverted EPA Smart Location walkability index. Lower scores = more car-dependent suburban areas.
Connectivity & Speed Data
  • Actual Speed (Mbps): Real-world download/upload speeds measured by Ookla Speedtest from residents within 1.5km of this address. We aggregate anonymized speed tests to show what neighbors actually experience—not just what ISPs advertise.
  • Symmetry %: Upload speed as a percentage of download speed. Fiber connections typically show 50-100% symmetry (equal up/down), while cable shows 5-15%. High symmetry is a "fingerprint" that confirms fiber infrastructure.
  • Latency (ms): Round-trip response time. Fiber typically shows 8-15ms, cable 15-30ms. Lower latency = better for video calls, gaming, and real-time apps.
  • Fiber Verification: We combine symmetry ratio + latency + speed patterns to determine if the area has true fiber-optic service vs. cable marketed as "fiber."
  • Connectivity Grade: Composite score (0-100) based on FCC Broadband Data Collection (BDC), fiber deployment status, and cellular carrier coverage.
Data Sources: Ookla Speedtest · FCC Broadband Data Collection (Jun 2025) · Census ACS 2022 · EIA State Energy Data · CMS Hospital Compare · NAIC Insurance Reports · EPA Smart Location Database · NREL Alternative Fuel Stations

🏞️ Nature & Outdoors

Parks, lakes, mountains & national parks nearby

1.4mi
to nearest attraction

Healthcare Access & Stability

ER proximity and medical job anchors • Marietta, GA
8 min
ER Drive
2,064
Practitioners
Full
Coverage
Economic Stability
$454M
Annual Medical Payroll
+1% vs GA Avg Methodology: Catchment payroll estimated from NPI provider count × avg clinical compensation ($220k). Georgia county median baseline: $450M for 10-mi catchment areas.
High concentration of medical professionals stabilizes property values. This payroll acts as a permanent economic floor for the neighborhood.
Talent Pipeline Low Attrition Risk
New (40%) Established (30%) Retiring (30%)
Specialty Access
Surplus Coverage
🩺 Primary Care
1,223 practitioners Includes physicians, NPs, and PAs with primary office in this ZIP. Hospital-based specialists may be under system NPIs.
👶 Pediatrics
132 practitioners Includes physicians, NPs, and PAs with primary office in this ZIP. Hospital-based specialists may be under system NPIs.
OB/GYN
113 practitioners Includes physicians, NPs, and PAs with primary office in this ZIP. Hospital-based specialists may be under system NPIs.
Limited Coverage
🎗️ Oncology
1 8.5 mi away
View all 10 specialties
🩺 Primary Care 1223
❤️ Cardiology 44
🦴 Orthopedics 53
Dermatology 25
🧠 Neurology 26
🎗️ Oncology 1
👶 Pediatrics 132
OB/GYN 113
🧘 Psychiatry 62
👁️ Ophthalmology 34
This catchment has 2x more clinical practitioners than the Georgia county median.
Trauma Safety Net
8 min
ER Drive Time
EMS Response: Excellent
Ambulance arrival typically under 8 minutes
Wellstar Kennestone Medical Center
Level I Trauma
Highest tier of emergency care available. Full surgical capability 24/7.
Insurance Networks
WellstarPiedmont
Dual-system coverage provides flexibility. Multiple hospital systems mean you can likely keep your doctors even if you change insurance plans.
Pharmacy Access 24-HR
CVSPublixKrogerWalgreens
Analyst Summary
Infrastructure
2,064 practitioners within catchment. Full spectrum specialty coverage.
Network Stability
Dual-system insurance overlap. 24-hour medication safety net.
Capital Protection
$454M annual payroll acts as permanent economic floor. Low Attrition Risk.
Analyst Note: Medical infrastructure skews young (40% early-career), with recession-proof payroll anchoring local property values. Low displacement risk.
Sources: NPI Registry Dec 2025 • CMS Hospital Compare • State Trauma Center Registries
100/100
INSURANCE STABILITY & RISK
ZIP-level coverage and claim history • ZIP 30064
0.0%
Non-Renewal
ZONE X
Risk Rating
13.1x
Carry Coverage
+14%
vs National
Actuarial Grade
PRIME
A+
Insurance Stability Highlight

Homeowners insurance is highly stable in this ZIP. Zone X designation means no federal flood insurance mandate, saving an estimated $1,200/yr compared to neighboring flood zones. The 0.0% non-renewal rate indicates carriers are actively competing for policies in this area, keeping premiums competitive.

Operating Carry
Homeowners
$169/mo (Market)
Flood
$0/mo ZONE X
Est. Tax/Escrow
Total Monthly $169/mo
EQUILIBRIUM See Total Carry
Actuarial History
ZIP Claim Volume Total flood claims filed in this ZIP code since records began. Lower = safer.
78 LOW
Loss Density $1.1M Total
Event Delta
Last Claim 2025
Neighborhood Tax +14% ABOVE ACTUARIAL
DOCUMENTED
Investment & Rental Stability
Market Rental Floor Government-backed Section 8 minimum rent for this ZIP. Acts as an "absolute floor" for investor returns.
$2,220 (3BR)

Gov't rental support floor for this ZIP

Insurance-to-Rent Ratio If you ever need to rent this house, your insurance only eats 8% of the rent. Lower is better - this makes the property a low-risk asset. 8% Burden
View Rental Market Analysis
Resale Protection This property qualifies for state FAIR Plan insurance, ensuring it remains insurable even if private carriers decline coverage. FAIR Plan Eligible
Loss of Use If home is uninhabitable, insurance covers rental costs for this period. 12 Months

Standard policy coverage period

YIELD POSITIVE
Financial Bedrock
$711K
Avg. Structure Value (ZIP 30064) ZIP Code Average — Not Property-Specific Estimated from avg. homeowner premiums in ZIP 30064 using the insurance industry's 350x multiplier (premiums ≈ 0.28% of dwelling coverage). Excludes land value — insurance only covers structure rebuild costs.
Insurance Market Stability 49% Profitable
Profit Loss

Market Health: 49% Profitable. Carriers are likely to stay in the area and keep rates competitive.

51%
Loss Ratio
1.5%
Churn
+14%
5yr Trend
Resilience Net
Active Carrier Network
INSURABLE

Major carriers actively writing policies in this ZIP:

SF
State Farm
A
Allstate
P
Progressive
+ Regional Carriers

Property is actively insurable. In 2026, many homes face "uninsurable" status - this is not one of them.

Deductible Benchmarks
2.5%
Wind/Hail (GA)
$17,775
Est. Deductible

GA standard: 2.5% wind/hail, 1% all other perils. Based on $711K replacement cost.

State FAIR Plan Safety Net Available
Underwriting Stability

Zone X designation + low non-renewal (0.0%) ensures carrier competition and premium stability.

Income Insulation

8% insurance-to-rent ratio provides extreme shock absorption for debt service coverage.

Capital Protection

Actuarial history shows 78 claims (last 1yr ago). Climate risk is contained.

Analyst Note:

Premium skews 14% higher than national average but is offset by 13.1x rent coverage. Asset is highly liquid for institutional acquisition.

Sources: Treasury FIO | FEMA NFIP | HUD SAFMR | CMS Marketplace | Data 2022-2025

Innovation & Intellectual Capital

Neighborhood Brainpower Audit for Marietta

Talent Density

608/10K
Inventors per 10,000 residents
+350% vs. National Top 5% US

This ZIP is in the Top 5% of US talent clusters. High inventor density suggests a neighborhood of high-income knowledge workers and scientific professionals.

Industry Mix

Computing20%
Digital12%
Medical8%
Wireless7%
Video6%

A diversified R&D base across 6 sectors provides structural protection against single-industry economic downturns.

Corporate Anchors

IBM CorporationActive
Huawei Technologies Co., Ltd.Active
Fujitsu Optical Components LimitedActive
SKYWORKS SOLUTIONS, INC.Active
NIKONActive

Active corporate R&D presence supports local knowledge-economy employment.

Asset Stability
Mature & Stable Top 5% = Lower volatility

R&D activity has shifted from experimental to production, signaling a predictable, low-volatility economic environment.

0%US Market Talent DensityMarietta: 95th percentile
Source: USPTO Patent Database

Hyper-Local Resilience

Census tract containing ~3,395 residents · 907 households · 2.4 sq mi

Tract-Level
🛡️ Pedestrian Safety Audit
Tract-Level · EPA Smart Location
A
32
intersections/mi²
Low-Velocity Grid: 32 intersections/mi² is 64% below metro average. This signals significantly lower through-traffic, making local streets safer for children and pets.
This Area
32
Metro Avg
90
Why this matters: Fewer intersections = fewer traffic conflicts. Parents prize "low-velocity" grids where children can safely bike and play.
⚖️
The Trade-off: Safety Trade-off: Low intersection density reduces through-traffic by ~41%. While errand friction is high, local street safety for children/pedestrians is above average.
Source: EPA Smart Location Database
Health Longevity Index A
82.7
years at birth
State
76.6
US
78.3
Why this matters: Life expectancy is a composite indicator of healthcare access, environmental quality, and socioeconomic stability.
Source: CDC/NCHS U.S. Small-area Life Expectancy Estimates Project (USALEEP)
True Cost of Living D
58%
of income for H+T
!
Financial Red Flag: At 58%, this area exceeds the 45% affordability threshold. Root Cause: High transport costs (30%) driven by 74% "Drive Alone" workforce in this region. Wallet Relief: The 15.3% remote work rate suggests a subset of residents successfully "opt out" of this regional transport tax. Tip: Audit property-specific energy costs (solar, insulation) to offset high regional costs.
27%
Housing
30%
Transport
State
58%
US
53%
Why this matters: H+T costs reveal the "true" cost of living—not just mortgage, but total wallet impact. Areas under 45% leave room for savings.
Source: HUD/DOT Location Affordability Index (H+T Index)
Community Investment Signal Low
16
CDC Social Vulnerability Percentile
🛡️
Elite Resilience: Score of 16 places this tract in the top 84% for socioeconomic stability. High "floor" for property values—low volatility, lower speculative upside.
Socioeconomic 40
Household 45
Diversity 74
Housing 0
Why this matters: High SVI areas qualify for FEMA grants, HUD funding, and Opportunity Zone incentives—often preceding neighborhood improvements.
Source: CDC/ATSDR Social Vulnerability Index (SVI)

Regional Economic Engine

Cobb County, Georgia County, GA · ACS 2023

Affordable
A
$86k
Median Household Income
+15% vs US avg
$294k
Median Home Value
-13% vs US avg
777k
Population (2023)
+0.6%
3-Year Growth
+10,365 residents
$
Value Arbitrage Detected
Incomes are 15% above US average, but home values are 13% below. This gap suggests homes may be underpriced relative to local purchasing power.
📈
Global Talent Magnet
International migration outpaces domestic—signals strong employment ecosystem attracting skilled workforce.
Implication: Typically correlates with tech/healthcare job growth and rising incomes.
Why this matters: Regional economic indicators predict neighborhood-level appreciation. Counties with growing populations and affordable price-to-income ratios historically outperform during market corrections.
Source: U.S. Census Bureau ACS 5-Year Estimates (2023) How we calculate Value Arbitrage

Affordability Index

Price-to-income analysis

A
Very AffordableStretchedUnaffordable
3.4xprice-to-income ratio
US Benchmark: 4.5x · Below national average
$1,367
Median Rent/mo
19%
Rent/Income Ratio
✓ Under 30% threshold
Why this matters: A ratio below 4x historically indicates markets with room for appreciation. Above 5x signals potential price ceiling or correction risk.
Source: Census ACS 5-Year • HUD Fair Market Rents

Workforce Resilience

Economic shock absorption capacity

Moderate
Drive Alone74%
Work From Home15.3%
US avg: 15.2%
Public Transit0.7%
Above-average remote work adoption provides economic cushion.
Implication: Diversified income sources reduce market volatility.
Why this matters: High remote work adoption (15%+) insulates property values from local layoffs. These households earn income independent of regional employers.
Source: Census ACS 5-Year Commuting Characteristics

Social Fabric & Human Capital

Community composition and economic diversity

Amenity Velocity Zone
15.8%
Foreign Born
US: 13.6%
121k
Naturalized Citizens
6.8%
Veterans
US: ~6%
0.45
GINI Index
US: 0.469
📊
Income Diversity Signal: Amenity Velocity Zone
GINI of 0.45 signals robust middle-to-upper-middle class concentration—statistically correlated with long-term viability of premium retail (Trader Joe's, Whole Foods, Sprouts) and high PTA/booster funding for schools.
Expect continued amenity development. These demographics attract "lifestyle retail" that reinforces property values.
Why this matters: Community composition predicts amenity development and school investment. High foreign-born populations often indicate strong job markets; veteran presence correlates with stable, established neighborhoods.
Source: Census ACS 5-Year • VA Population Model

Educational Safety Net

Your insurance policy if zoned schools don't fit

0 Charter9 Magnet15 Private
89
Optionality Index
ELITE CHOICE ZONE
Strategic Coverage
0 Tier-1 schools (90+ score) within 15 min
0 charter programs with specialized curricula
9 private institutions within 5-mile radius

Smart Picks

Curated picks using our Choice Index™ — balancing quality with accessibility.

77Index
🏠Neighborhood Anchor
Marietta Center for Advanced Academics
Magnet• 99th percentile

Top-rated public option

7.03 mi
19 min min
78Index
👑Elite Choice⭐ Elite Brand
RIVERSTONE MONTESSORI ACADEMY
Private

Premium option within 10 min

2.64 mi
8 min min
76Index
💎Commuter Gem
Kennesaw Mountain High School
Magnet• 95th percentile

Worth the drive

6.32 mi
17 min min
🎒

Elementary Options

9
JUBILEE CHRISTIAN PREPARATORY ACADEMY
Faith-Based Private
2.37
8 min
PRIMROSE SCHOOL AT OREGON PARK
Private
3.41
10 min
THE GODDARD SCHOOL - AUSTELL
Private
3.55
11 min
📚

Middle School Options

1
35
Marietta Middle School
Magnet
5.69
16 min
🎓

High School Options

7
95
Kennesaw Mountain High School
Magnet
6.32
17 min
93
Wheeler High School
Magnet
9.9
26 min
77
Campbell High School
Magnet
6.71
18 min
🏫

K-8 / K-12 Schools

2
99
Marietta Center for Advanced Academics
Magnet
7.03
19 min
Marietta Sixth Grade Academy
Magnet
6.89
19 min
Neighborhood Brainpower

Your neighbors are educated, your home value is protected

6
Higher Ed Anchors
0
Student Pop
Academic Enrichment

Advanced programs in your neighborhood

Schools with AP
0(0%)
Gifted Programs
0(0%)
Neighborhood Readiness

College-readiness indicators for this area

Neighborhood supports moderate enrichment: 0 gifted programs and 2 AP-heavy high schools. Advanced learners have local options.

About This Data

Quality Scores: Derived from Stanford Education Data Archive (SEDA), which standardizes state test scores for cross-state comparison. Scores represent performance relative to national averages for grades 3-8.

School Directory: NCES Common Core of Data (CCD) 2022-23 — enrollment, teacher counts, and school characteristics for 102,000+ public schools.

AP/Gifted/Sports: Civil Rights Data Collection (CRDC) — federal data on advanced programs, extracurriculars, and student services.

Attendance Zones: School Attendance Boundary Survey (SABS) 2015-16. Boundaries may have changed; contact your district to verify current assignments.

Colleges: IPEDS 2023 — tuition, acceptance rates, and enrollment data for 6,000+ institutions.

Data is updated periodically and may not reflect recent changes. School quality is multifaceted — scores are one factor among many to consider.

City Zoning Policy

High Restrictiveness

Municipal zoning regulations for Marietta, GA

🏗️
40
Max Height (ft)
🅿️
2
Parking Req/Unit
🏢
47%
Multi-Family Zones
🏠
No
ADU Allowed
📋
2
Approvals Needed
📊
3.0
ZRI Score

Why This Score?

Density Rules
Strict
Height Rules
Strict
Parking Rules
High
Lot Size Rules
Relaxed
Open Space Required Min Lot Size Rules Zoning Board for Rezone

Source: National Zoning & Land Use Database (Eviction Lab) · City-wide policy data, not parcel-specific

Local Context

2912 PENDLETON LN is located in the Marietta area of GA. and is 34 minutes from Hartsfield Jackson Atlanta International Airport (ATL). The nearest emergency room is 8 minutes away at WELLSTAR COBB MEDICAL CENTER.